If you struggle to make ends meet, you're not alone. More than half of Americans — 58% — live paycheck-to-paycheck, according to data from CNBC. If you're among them, don't despair.

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Are you looking for a way to cover a big expense in your life? If so, you may have wondered, what are personal loans…and can they help you meet the financial needs you’re facing? 

Aside from buying a home or perhaps paying for a college education, buying a car will most likely be your most expensive purchase as an adult. The average monthly new car payment at the end of 2023 was...