Kasasa Cash

Earn high dividends and refunds on ATM withdrawal fees.*

You read that right - this is free checking that pays you in ways that matter! Earn up to 4.00% APY* on your balance of up to $25,000. You'll also get refunds on withdrawal fees from any ATM you use in the United States. All these rewards are yours just for doing banking basics that you probably already do!

Benefits include:

  • 4.00% APY* on balances up to $25,000
  • 4.00% to 0.50% APY  on balances over $25,000 depending on balance in account*
  • 0.05% APY* if qualifications are not met
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • No minimum balance to earn rewards
  • No monthly service fee
  • No minimum deposit to open

Here's how easy it is to earn rewards:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive E-Statements
  • Be enrolled in and log into online banking at least once

And if you don't qualify, don't worry:

You still have a free checking account. Plus, you'll earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. To earn your Kasasa Cash and Kasasa Saver rewards, all of the following transactions and activities must post and settled to your Kasasa Cash account during each Monthly Qualification Cycle: (1) Have at least 12 debit card transactions post and settle (2) Be enrolled in and agree to receive e-statements (3) Be enrolled in and log into online banking. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, credit card purchases, debit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, Tier 1: A dividend rate of 4.00% will be paid on the portion of your average daily balance that is less than or equal to $25,000. The annual percentage yield for this tier is 4.00%. Tier 2: A dividend rate of 0.50% will be paid on the portion of your average daily balance that is greater than $25,000. The annual percentage yield for this tier will range from 0.49% to 4.00%, depending on the balance in the account. Tier 3: For the Kasasa Saver, A dividend rate of 1.50% will be paid on the portion of your average daily balance that is less than or equal to $25,000, and the annual percentage yield for this tier is 1.50%. A dividend rate of 0.50% will be paid on the portion of your average daily balance that is greater than $25,000, resulting in an annual percentage yield for this tier ranging from 0.49% to 1.50%, depending on the account’s balance. When your Kasasa Cash account qualifications are not met, the dividend rate paid on the entire balance of your Kasasa Cash and Kasasa Saver will be 0.05% for each, with an annual percentage yield of 0.05% and ATM fees are not refunded. APY = Annual Percentage Yield. APYs accurate as of 3/1/2023. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. No minimum deposit is required to open the account. You must have a Kasasa Cash account in order to open a Kasasa Saver account, and the Kasasa Cash account must remain open throughout the period that you hold the Kasasa Saver account. Enrollment in electronic services (e.g. online banking, electronic statements and log-ons may be required to meet some of the account’s qualifications. Limit 1 account per social security number. There are no recurring monthly maintenance charges or fees to open or close this account. Contact one of our credit union service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. Kasasa, Kasasa Cash, and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A